Frandsen Bank and Trust

Logo for Frandsen Bank & Trust

Frandsen Bank & Trust is a community bank with offices run by people who live and are active in each community that we serve. Our bankers make loan decisions on a local level, and are leaders who take pride in their communities. At the same time, with $1.7 billion in assets, Frandsen Bank & Trust is big enough to offer any of the products and services that the big banks do, but with the sense of neighborly care you deserve.

Frandsen Bank & Trust is in the unique position of having an owner who has been in manufacturing, real estate, and retail businesses for over sixty years, and still actively manages four manufacturing companies. Understanding business and how to finance it is inherent in the way we conduct our banking operation. 

Our mission is to determine needs, develop relationships, and deliver solutions.

Real People. Real Results.

Categories: Financial Services

560 3rd Ave SE
Pine City, MN 55063 


Frandsen Investment Services

Frandsen Investment Services is a full service wealth planning firm striving to build financial balance with appropriate priorities and proper organization. We are located within Frandsen Bank & Trust branches to help ensure our clients can easily find us and we have access to other important financial resources. With our clients, we do not lead with a financial plan built on unattainable assumptions and unrealistic risk. We provide financial recommendations to work toward ensuring greater financial security for clients. We have partnered with top financial companies to help clients implement their plan and utilize cutting edge technology to develop and cultivate long lasting, values based client relationships.

Securities and Advisory services offered through LPL Financial, a registered investment advisor.  Member FINRA/SIPC.  Insurance products offered through LPL Financial or its licensed affiliates. Frandsen Bank & Trust and Frandsen Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.  The investment products sold through LPL Financial are not insured Frandsen Bank & Trust deposits and are not FDIC insured.  These products are not obligations of the Frandsen Bank & Trust and are not endorsed, recommended or guaranteed by Frandsen Bank & Trust or any government agency.  The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.

Categories: Financial Services

560 3rd Avenue SE
Pine City, MN  55063 


Northwoods Bank of MN

Logo for Northwoods Bank, We Make it Happen

Full-service community bank, providing personal and business checking, savings accounts and much more. Specializing in residential and commercial mortgage loan origination and financing. Apply for a loan in person or online by visiting

Online banking, online bill pay, mobile banking, and 24/7 telephone banking.

Lobby hours Monday – Friday 9:00 a.m. to 4:00 p.m. and Saturday by appointment only.

Drive up hours Monday – Friday 8:30 am. to 5:00 pm and Saturday 9:00 am to 12:00 pm.

Categories: Financial Services

1015 Hillside Ave SW, Suite #1
Pine City, MN 55063 


Spire Credit Union

At SPIRE Credit Union, our core value is to care and our core purpose is simple – to improve lives.

Since 1934, we have proudly served residents of Minnesota and Wisconsin. With 18 branch locations throughout Greater Minnesota and the Twin Cities Metro area, a vast network of ATMs and innovative products and services, we can assist you with all of your financial needs.

Whether you are just starting out in life, own your own business, or are close to retirement, SPIRE would like to be your total financial solution.  To learn more, visit

Categories: Financial Services

Spire Credit Union ~ Pine City Branch

900 Main St S
Pine City, MN 55063 


Stearns Bank

As a nationally recognized, top performing bank, we are driven by our passion to help others achieve their greatest ambitions. From their cherished businesses to their personal endeavors, we support our customers through small business lending, commercial and real estate lending, industry-leading banking products and equipment financing.

Today, we are strong enough to thrive in any economic condition and thrive with a culture of service, family, community and teamwork.

Member FDIC
Lobby Hours: Mon – Fri: 9 a.m. – 5 p.m.
Drive-up Hours: Mon – Fri: 8 a.m. – 5 p.m.; Sat: 8 a.m. – Noon
Online and Mobile Banking:

Categories: Financial Services

Stearns Bank ~ Pine City Branch

600 Hillside Ave SW
Pine City, MN 55063 


US Bank

US Bank Logo

Our banking relationships are built on trust that we build through every interaction.  US Bank employees are empowered to do the right thing to ensure they share our customers’ vision for success.

We work as your partner to provide financial products and services that make banking safe, simple and convenient.

We’re here to help you navigate important milestones and strengthen your future together.  As the 5th largest bank in the country we can access great resources for you and do it with small town friendliness.

Categories: Financial Services

US Bank ~ Pine City Branch

625 Hillside Ave SW
Pine City, MN 55063